What do you need to know about mini medical plans? They are limited versions of the comprehensive medical plans offered by most employers. They provide coverage for many common medical situations up to a certain dollar amount each year. Most of the plans offer a fixed payment amount for each type of medical situation. They likely pay a fixed amount for a doctor's visit for example. You would be responsible for the rest of the cost yourself. They may pay a fixed amount for every day you spend in a hospital. You are responsible for anything over than amount.
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